Preserve Wealth Group is a marketing and referral service. We are not an insurance agency, are not licensed to sell insurance, and do not provide financial, tax or legal advice. We connect you with independent licensed insurance professionals and are compensated by them, not by you. We are not affiliated with or endorsed by any government agency.
The independent licensed professionals we introduce you to are paid a commission by the issuing insurance company if you choose to move forward. That commission is a percentage of the amount placed, varies by product and carrier, and comes out of the carrier’s margin rather than being deducted from your premium. You pay nothing directly to them or to us. You are entitled to ask any professional what they earn on a specific recommendation, and we encourage you to.
Any dollar figures shown are illustrative examples based on publicly available rates as of August 2026. They are not a quote, an offer, or a guarantee of any specific result, and they are not an illustration of any particular product. Your actual figures depend on your age, state, health, product and carrier, and are not fixed until a contract is issued.
The 3.9% withdrawal figure referenced is a widely cited research estimate for a new retiree in 2026 and is not a recommendation. Payout rates shown for guaranteed income are not interest rates: a payout includes both interest and the return of your own principal.
Annuity guarantees are subject to the claims-paying ability of the issuing insurance company. Annuities are not FDIC insured, not bank guaranteed, and not backed by any federal government agency. State guaranty associations provide coverage up to limits that vary by state.
Annuities typically carry surrender charges and limited liquidity, and some contracts restrict access to principal for a period of years. Withdrawals may be subject to ordinary income tax and, if taken before age 59½, an additional federal penalty. Indexed products apply caps, spreads and participation rates that limit how much of an index gain is credited. Optional riders carry additional fees and reduce income or account value.
An annuity is not suitable for everyone. Whether one is appropriate for you depends on your full financial situation, and that determination can only be made by a licensed professional after reviewing it.
Preserve Wealth Group
+1 (289) 902-0003
info@preservewealthgroup.com